Skip to main content

How to use Samsung Pay in India using Galaxy devices

Screenshot_20170310-144551
I had the opportunity to receive an update on my Samsung Galaxy Note 5 for the Samsung Pay app. Back then when Apple launched apple pay they marketed it as the next wave of payments and (as usual) just with yet another Apple ceritified payment terminal payment could be as easy as waving your iPhone across the counter when you were with a merchant.
However Samsung had to do something to counter this onslaught of Apple and they looked at this whole payment thing in a different light. What if they could replace card swipes across existing payment terminals with an app (and needless to say some hardware technology) ? They could then pull the carpet under Apple’s feet. And that is precisely what they finally did. Launched Samsung Pay. An innovation that did not need any change in existing hardware at any merchant. The only thing was that Samsung had to align with the banks for virtualizing their cards on the phone or equivalent devices such as the smartwatch and it was pretty much done.
This whole thing became so seamless that you could use it from day one. Its unfortunate that while the feature was already available since 2015 end in other countries it has made it to India only by 2017 which is really late and I hope Samsung learns from this. But then demonetization, alignments with banks, etc have impacted the launch a bit and they had to clearly plan it out. Alignment with banks in India is still a cumbersome process but something Samsung has finally completed. Not all banks participate with Samsung but many are about to sign up and you already have the major ones such as SBI, HDFC, Axis and ICICI on board. Standard Chartered and Citi are on the way too. Given these biggies control most of the banking market in India, pretty much many of these cards would then be covered under Samsung Pay.
Screenshot_20170310-144606
So what really does it take to use the application? You need a supported version of a Samsung smartphone such as Samsung Galaxy S7, Note, etc  or a smartwatch such as the S2 or S3 series. You need to install the application, add your credit or debit cards that are supported by the application. Adding a card involves authenticating the application to use your bank details by verifying an SMS sent to your registered mobile number. Its really that easy. And you are done. As for the smartwatch you can install Samsung pay application which is specifically tuned for the watch and add the same cards there as well.
Walk over to any merchant near your house, make a purchase and when you are about to pay, fire up the card by swiping up from home screen, choose your card, and you have options to pay using PIN or fingerprint. Once you input either of those an MST (magnetic secure transmisison) happens and your card data is provided to the card reader. Then on you still need to enter the 4 digit PIN for your card and your transaction is completed.
The same thing works from both the Samsung S3 frontier smartwatch as well as the smartphone and will be a big boon in how easily a payment can be made. Imagine taking out the right credit card from a bunch of cards in your wallet? Those days are over. And if you have a watch, even the days of using your smartphone to make that credit card payment will be over soon Smile
Take a look at the video and if you like it, and you appreciate Samsung’s innovations for its users, please do like, and share the post.

Popular posts from this blog

Car Rentals in Kuala Lumpur - SoCar vs GoCar

IntroductionAs I was headed to Malaysia for a trip for 10 days, I needed an option to commute within the country. While renting cabs with drivers was definitely an option, there was no privacy enough, and there was no way to make my own decisions on where I wished to go when. I was not so keen to rent a cab outside of KL city.We had plans to visit multiple places such as Cameron, Penang, Langkawi so I needed a vehicle which I was willing to drive myself. It was the best option as it would give me the convenience without burning a hole in my pocket. The trip itself was turning out to be expensive and I wanted a good option for inside the country travel.Things that I was looking forAs any first time car rental customer, I had some concerns, so I needed theseEasy rental mechanism, including driver sign up and validation of
licensePreferably use local Karnataka (state license from india) - without the need for IDPApp based car handlingEasy fuelingEasy breakdown service if needed anywhere …

How to cover Malaysia in 10 days - full details on a self planned trip

Some history Ever since 2016 my wife and I decided that we want to do one international trip (though not necessarily one country) every year. We made it to Singapore in 2016, and Dubai in 2017. It was time to explore and take my family to Malaysia this time around in 2018.

The fact that I was working in Malaysia in 2002 and could not get time in the short one year that I stayed there to see many places only meant the urge to go there was pretty strong in order that I could get another chance to cover all the places I did not see this time around.

Also 15 years down the line with a lot of instrastructure and convenience improvements happening around the world, surely the trip would seemingly put me at more ease than earlier on. So it was time to decide how to plan the trip.

My logic for planning trips I usually do my own booking and planning for everything for my trip. I look through places to visit, I look through multiple sources of reviews, I look through the best times to travel t…

Veg Biriyani Recipe

IngredientsOne Potato - dices into small cube sized pieces and soak in waterBeans - about 10 of them chopped into medium pieces, soak in waterCarrot - about 2 of them chopped into medium pieces, and soak in waterOnions - big ones, 2 of them sliced thin and longGreen peas - a handfulMint and Coriander leaves - one medium sized bowlGhee - 2 to 3 teaspoonsCurd - 4 tea spoonsGroundnut oil - 4 to 6 teaspoons for the onions to caramelize (same can be later used for vegetables to be cooked), 4 teaspoons for the spices to be cooked along with riceBasmati rice - One cup upto brim (standard cup measure)Multi spices pack - 2 packs (contains cloves, elaichi, cinnamon, star anise)Bay leaves - 3-4 for vegetables, 2-3 for riceShahi jeera - for vegetables (2-3 teaspoons)Turmeric powder, chilli powder, garam masala, biriyani masala, salt, cumin powderGinger garlic paste - 2-3 teaspoonsMethi leaves - half a handfulChillies to taste (I used one long chilli, you can desire to add 2) - diced into medium p…